FAFSA Myths: adapted from ASCA
"i'm not going to fill out the form because I'm not eligible"
If students believe they are going to borrow at all, they need to fill out the FAFSA. Not all financial aid is need based. Unsubsidized loans (accrues interests immediately after it is taken out) also require students to fill out the FAFSA.
My parents make too much money, and i won't qualify for aid
Most applicants qualify for some aid, regardless of what their parents earn. The FAFSA has no income cap so students can apply no matter how high their family income.
Fafsa is only available for federal aid
Many states and institutions will use FAFSA data. If students don't qualify at the federal level, they may still qualify at the state or institution level. Filling out the FAFSA qualifies students for grants, work-study, scholarships and college aid.
the fafsa is too complicated and hard to fill out
On average, it takes about 30 minutes to fill out the FAFSA. Online, the application uses skip logic that will skip over unnecessary questions.
I'm not eligible for a student loan because my parents are undocumented
Having undocumented parents should not prevent students from filling out the FAFSA. If a student is a U.S. Citizen, permanent resident or eligible noncitizen, they can fill out the FAFSA. If students' parents are undocumented, they can use nine zeroes (000000000) where it asks for their Social Security Numbers.